Too many sources
Important detail lives across multiple documents and tabs.
The everyday desk reference for SA financial planners
Your Planning Answers.
In One Place.
Stop searching through textbooks, websites, old notes and spreadsheets.
147
reference sheets
6
planning disciplines
45
calculation sheets
R199 UNTIL 7 SEPTEMBER · THEN R497 · 30-day guarantee
45 calculation sheets 5 separate working-tool PDFs
South Africa
2026/27
edition
01
Six core disciplines One consistent reference system.
02
45 calculation sheets Formulas, methods and worked examples.
03
Actual usable pages Not a generic ebook or AI mockup.
04
30-day guarantee Open it and judge its usefulness yourself.
The problem
Too much time finding.
Too little time advising.
Technical answers are often scattered across legislation, websites, circulars, old notes and disconnected spreadsheets. The client only sees the pause.
Cross-checking takes time
Every source still needs to be checked for context and currency.
Inconsistent references
Personal notes vary in structure, depth and maintenance.
The meeting slows down
Research crowds out the conversation that creates value.
Monday, 9:12 AM
The client asks the technical question you weren 't expecting.
You can open another search, rebuild the answer from memory—or go straight to one organised subject pack.
1
Open the subject
Retirement, tax, estate, investment or risk.
→
2
Find the sheet
Scan the heading, table, formula or checklist.
→
3
Continue the meeting
Use the reference, then verify where required.
Your everyday desk reference
The answer sitting on your desk.
When you need it.
This is not an ebook you read once. It is a working reference library of decision guides, tables, methodologies, worked examples and calculations you return to during everyday planning work.
-
✓
Organised by subject Eleven separate PDFs keep the library easy to navigate.
-
✓
Designed to be scanned Clear headings, tables, worked examples and one-line summaries.
-
✓
Useful on screen or paper Keep the complete library digitally or print the pages you use most.
What 's included
Eleven subject packs.
One structured toolkit.
Total library
147
practical reference sheets
Reference guides · Six core planning disciplines
102 sheets · 6 PDFs
0
1
· Planning
Retirement Planning
Funds, annuities, withdrawals, tax treatment and retirement decisions.
22 sheets
0
2
· Planning
Tax Planning
Rates, thresholds, deductions, entities and practical tax conversations.
18 sheets
0
3
· Planning
Estate Planning
Estate duty, wills, trusts, liquidity and succession fundamentals.
16 sheets
0
4
· Planning
Personal Financial Management
Cash flow, net worth, debt, budgeting and core planning frameworks.
16 sheets
0
5
· Planning
Insurance &Risk Planning
Needs analysis, policy structures, ownership, claims and tax treatment.
15 sheets
0
6
· Planning
Investment Management
Asset classes, wrappers, risk, returns and portfolio decisions.
15 sheets
Calculations &working tools · Formulas, methods and examples
45 sheets · 5 PDFs
0
7
· Calculations
Estate Calculations
10 sheets
0
8
· Calculations
Time Value of Money
10 sheets
0
9
· Calculations
Tax Calculations
9 sheets
0
10
· Calculations
Investment Calculations
8 sheets
0
11
· Calculations
Retirement Calculations
8 sheetsTake a look inside
Judge the depth.
Before you spend anything.
These six pages are rendered directly from the finished customer PDFs. They show the calculations, methodologies and worked examples that make the toolkit more useful than another Google search. Open any page to inspect it at full size.
Open full page ↗
Estate calculations
Estate Duty: the Full Calculation
Gross estate, deductions, abatement and the worked estate-duty result.
Open full page ↗
Estate calculations
Estate Liquidity: Cash Needed vs Available
Debt, duty, fees and CGT compared with the cash available to the estate.
Open full page ↗
Retirement calculations
The Extra Monthly Saving to Close the Gap
A worked shortfall calculation translated into the monthly saving required.
Open full page ↗
Insurance and risk
A Breadwinner 's Cover Gap
A full needs-analysis scenario using debt, expenses, education and income replacement.
Open full page ↗
Tax calculations
Capital Gains Tax for an Individual
Proceeds, base cost, annual exclusion, inclusion rate and effective CGT.
Open full page ↗
Investment calculations
The Fee Drag Over Time
How a small annual fee difference compounds into a significant long-term cost.
The practical comparison
Another search, your own notes—or one structured toolkit?
| What matters | Another search | Your own notes | The Toolkit Structured option |
|---|---|---|---|
| South Africa-specific | Varies by source | Only if you built it that way | Built in |
| 2026/27 edition label | Must be checked | Must be maintained | Clear on every pack |
| Consistent structure | Different every time | Depends on your system | Shared visual system |
| Worked calculations | Scattered | Built manually | Five calculation packs |
| Offline and printable | Not always | Usually | Yes |
Authority without theatre
Trust the structure.
Verify the figure.
This is a serious internal planning aid, not a substitute for professional judgement. The verification instruction is built into the product itself.
01
Visible edition control Each pack is clearly marked 2026/27.
02
Consistent product system Every page follows the same navigable visual language.
03
Transparent limitation “Internal planning aid. Not advice. Verify figures against current SARS notices before client use.”
100% satisfaction guarantee
Open the toolkit.
Decide with the risk removed.
If the toolkit is not useful to you, request a refund within 30 days of purchase. You should be able to judge the actual product—not gamble on sales-page promises.
R199 until 7 SEPTEMBER · Complete 2026/27 edition
The reference library.
Already within reach.
Get all 11 PDFs and all 147 practical reference sheets as one complete digital toolkit.
11 PDF packs
147 sheets
Instant access
30-day guarantee
R199 until 7 SEPTEMBER
Then R497
Normal price R497
R
199
Once-off payment. No subscription. Download and keep the 2026/27 edition.
- ✓ Six planning PDFs
- ✓ Five calculation PDFs
- ✓ 147 searchable, printable sheets
- ✓ 30-day satisfaction guarantee
Before you buy
Straight answers.
No sales-page fog.
What exactly do I receive?+
Eleven downloadable PDFs containing 147 practical reference sheets: six planning packs and five calculation packs. Each PDF is organised by subject for quick access.
Is the content specific to South Africa?+
Yes. The toolkit is written for South African financial-planning work and is labelled for the 2026/27 edition.
Is this a subscription?+
No. The launch price is R199 once-off until 7 SEPTEMBER for the complete 2026/27 edition. The price then rises to R497. Download the files and keep them.
When does the R199 launch offer end?+
The R199 offer runs until 7 SEPTEMBER. The price then rises to R497.
What if the toolkit is not useful to me?+
Email within 30 days of purchase and request a refund. The guarantee exists so you can open the actual toolkit and judge its usefulness without carrying the risk.
Can I print the sheets?+
Yes. The pages are designed for digital reference and clean A4 printing, so you can use them on screen or keep selected sheets at your desk.
Is this financial or legal advice?+
No. It is an internal planning aid for professionals. The PDFs instruct users to verify figures against current SARS notices before client use.
How do I receive the toolkit?+
After checkout, you receive instant access to all 11 PDFs.
The SA Financial Planner's Toolkit · 2026/27